ABOUT
EMILY CHAO is CFP Professional and also a Licensed Group Agency Manager under Public Mutual Berhad. She is well known for her cold market networking. She started the business with zero network at the age of 22 and slowly build up her network from doing cold market activity e.g., Roadshow & Face to face. She took 5 years in doing cold market activity and successfully in building up more than 700 unitholders and more than 30 members in her teams. Based on her last sharing record in 2018, she spent near to 800 days in doing roadshow activity. This also made her a consistent Million Ringgit Producers & National Sales Qualifies since 2012.
She started her investment in unit trust since age 11 as a joint holder with her pocket money and angpau money. Sooner she turn to first holder by age 19. With her consistence investment method, her investment has doubled in value within 11 years. With the proven record, she pursue in finance industry and continue upgrading herself by taking Certified Financial License after graduated from Bachelor Communication. At the age of 22, she never think much about the obstacles to join this as full time and she never regretted the decision.
Emily's mission is to promote Financial Literacy from simple approach, create awareness on financial planning and make better decision in financial planning. Throughout the years she have the opportunities to grow and slowly moved up. She found the satisfaction of helping others to achieve financial stability & security. 'Helping People, Helping Yourself.'
She desire to build a team which have the same mission in helping people. She want to share the process for those need some direction for a second source of income or career switch in hopes that her thought process will help them through that decision process.
She took 6 years to promote to Group Agency Manager, the Highest Ranking in the finance business. She is expanding her teams and have co-founded G.E.M.S Agency with the mission of Getting Everyone Moving to Success in Financial Business. Currently she is managing more than RM 30 Millions Asset Under Management. Her passion is to help more people to achieve their life goals through the creation of passive income.
She started her investment in unit trust since age 11 as a joint holder with her pocket money and angpau money. Sooner she turn to first holder by age 19. With her consistence investment method, her investment has doubled in value within 11 years. With the proven record, she pursue in finance industry and continue upgrading herself by taking Certified Financial License after graduated from Bachelor Communication. At the age of 22, she never think much about the obstacles to join this as full time and she never regretted the decision.
Emily's mission is to promote Financial Literacy from simple approach, create awareness on financial planning and make better decision in financial planning. Throughout the years she have the opportunities to grow and slowly moved up. She found the satisfaction of helping others to achieve financial stability & security. 'Helping People, Helping Yourself.'
She desire to build a team which have the same mission in helping people. She want to share the process for those need some direction for a second source of income or career switch in hopes that her thought process will help them through that decision process.
She took 6 years to promote to Group Agency Manager, the Highest Ranking in the finance business. She is expanding her teams and have co-founded G.E.M.S Agency with the mission of Getting Everyone Moving to Success in Financial Business. Currently she is managing more than RM 30 Millions Asset Under Management. Her passion is to help more people to achieve their life goals through the creation of passive income.
OUR
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G.E.M.S AGENCY
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CORE VALUES
Our core values are the foundation of everything we do. They define who we are, why we do, what we do and how we do it.
Integrity
Clients FocusTeamworkInnovationCulture of Learning |
Success will come and go in your life, but integrity remains with you forever. Integrity means doing the correct things all the time, regardless of the consequences. Thus, our GEMS Agency ‘s consultant must not over promise or under deliver. We are committed to the highest standards of professionalism, trust, and honesty.
We build long-lasting relationships by always keeping our clients’ best interests as our top priority. Our primary focus is to provide personalized and creative solutions based on clients' needs and to achieve their financial goals. We are committed to a teamwork environment where every person is a valued family member, treated with respect and encouraged to contribute with recognitions and rewards for his/her efforts.
Innovation is exponential. With the rise of AI and new technologies, almost every industry is going through some sort of digital change. We need to adapt to changes, adopt new technologies and processes with open arms. Learning Cultures in our agency are Important for Success and Improve Performance. A learning culture supports people to design their own career paths, allowing them to establish feelings of connectedness and engage in meaningful work. |
AWARDS LISTING
2013 - 1st Runner Up Top New Unit Trust Consultant (Branch level)
2014 - 2nd Runner Up Top Personal Sales Producer (Branch level)
2015 - Champion Top Recruiter (Branch level)
2016 - Champion Top Recruiter (Branch level)
2017 - Champion Top Recruiter (Branch level)
2018 - Group Agency Manager Promotion Recognition
2019 - 1st Runner up Top Personal Sales Producer (Branch level)
2020 - 2nd Runner up Top Group Agency Manager (Branch level)
2021 - 2nd Runner up Top Group Agency Manager (Branch level)
2022 - 2nd Runner up Top Group Agency Manager (Branch level)
2014 - 2nd Runner Up Top Personal Sales Producer (Branch level)
2015 - Champion Top Recruiter (Branch level)
2016 - Champion Top Recruiter (Branch level)
2017 - Champion Top Recruiter (Branch level)
2018 - Group Agency Manager Promotion Recognition
2019 - 1st Runner up Top Personal Sales Producer (Branch level)
2020 - 2nd Runner up Top Group Agency Manager (Branch level)
2021 - 2nd Runner up Top Group Agency Manager (Branch level)
2022 - 2nd Runner up Top Group Agency Manager (Branch level)
NATIONAL SALES CONVENTION TRIP
2014 - Turkey
2015 - Vienna & Budapest
2016 - New York & Canada,
2017- Seoul & Jeju
2018 - Moscow
2019 - Cape Town
2020 - India
2021- Paris & London
2022 - Sri Lanka
2023 - Gold Coast, Australia
2015 - Vienna & Budapest
2016 - New York & Canada,
2017- Seoul & Jeju
2018 - Moscow
2019 - Cape Town
2020 - India
2021- Paris & London
2022 - Sri Lanka
2023 - Gold Coast, Australia
BE PART OF OUR TEAM NOW!
OUR G.E.M.S TEAM
Teamwork makes Dream Work.
THE PROVEN RECORD
At the age of 11, Emily started her first investment in bond fund (low risk fund) as joint holder. With her consistent additional investment method, it grow 21% within 3 years.
At the age of 12, she started her equity fund (high risk fund) as joint holder. She never stop investing with her extra pocket money and PTPTN. At the age of 22, her investment capital RM 10,338 turn to RM 21,596 when she graduated. It is around 109% simple return for 11 years. She felt happy and excited to join unit trust industry as full time without sending out any resume to others company after fresh-graduate. And she successfully prove that this really worked!
EMILY'S INTERVIEW SESSION
Right after I graduated from University Putra Malaysia (UPM), I have started on my career in here. Many of my course-mates still waiting for job interviews.
Most of my friends and relatives had questioned my career decision because the job has:-
But I have confidence with the result of investment that I made since I was kid. And I know there are people around me who has succeeded in this industry. So I gave myself a year to do this and determined to succeed. If I fail, at least I will fail without any regret. If I fail, I still able to get myself another job at that young age. I am glad that I make a right choice for myself. |